So you have a money judgment...now what?

You finally have your judgment in hand. It is now time to contact NIS. Our team of experienced investigators and legal professionals will analyze your judgment and present you with a Judgment Recovery Plan to enforce your judgment.

National Investigative Services' Judgment Recovery Plans are your fastest path to cash. Too often, Judgment Recovery is not based on investigative facts, and a few Garnishments are filed before it's (electronically) filed away as "unrecoverable". Our Judgment Recovery Plans follow the money (i.e. the assets) and provide the legal methods to enforce your judgment.

Judgment Viability Analyzer

Before investing significant time and legal spend, use our AI-assisted tool to evaluate asset signals, entity risk, and realistic recovery likelihood.

  • Instant recovery likelihood score
  • Asset & entity-risk indicators
  • Strategic next-step recommendations
Run the Free Analyzer

Judgment Recovery Services

  • Judgment Viability Analyzer
  • Judgment Recovery Planning
    • Asset Investigation
    • Coordinated Legal Planning
  • Judgment Recovery Actions
    • Legal Filing Preparation
    • Judgment Enforcement
      • Levy/Execution Coordination
      • Step-by-Step Judgment Enforcement Management
    • Asset Preservation and Liquidation

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Judgment Recovery

What is Judgment Recovery?

Judgment Recovery (or judgment enforcement), is the process of enforcing the judgment through the recovery (or collection) of assets (from personal property, real property, business interests to liquid funds) and turning them into cash for the satisfaction of a money judgment.

Obtaining a judgment is often a long and costly process—a process most likely involving a team of advisors and legal experts. Once the judgment has been awarded, that team of experts has moved on, leaving a creditor wondering how to enforce their judgment. Whether an individual, a company, or a bank, the judgment recovery (or judgment enforcement) process is neither fast or simple, lest of all easy.

National Investigative Services breaks down this process, and analyzes all elements pertaining to a successful judgment recovery (or judgment enforcement). Because we have worked on both sides of judgment recovery (judgment enforcement), we know where to look. Using an investigative approach, we are able to find “hidden” assets, and recover them for the judgment creditor.

Our judgment recovery (judgment enforcement) process involves four main steps: Debt Analysis, Asset Investigation, Legal Enforcement and Asset Preservation (ultimately converting the Asset(s) to cash). Each step is an integral aspect of the judgment recovery (judgment enforcement) process.

Whole Detbor Approach

The NIS Approach

Debt Analysis

Using our proprietary rating system, NIS assigns a "Recoverability Rating" to each Judgment Award. Based on the rating, a Judgment Recovery (aka judgment enforcement) Outline is formulated.

Asset Investigation

A proper Asset Investigation is the key to a successful judgment recovery/judgment enforcement. This is step is where the Judgment Recovery Outline becomes the Judgment Recovery Plan.


Legal Action

Following the identification of the assets, the appropriate legal actions are drafted and filed. These include charging orders and executions or levys on property and/or accounts.


Asset Preservation & Liquidation

The final Judgment Recovery (judgment enforcement) step. Once legal filings have been made the assets must be protected from dissipation by the Debtor. Following the court auction or sale, the assets are liquidated.

Featured Litigation & Judgment Tools

High-impact work products built for attorneys and creditors—designed to save time, reduce guesswork, and strengthen leverage.

Asset Investigations

Asset Investigations

Identify reachable assets, business ties, and enforcement targets before you spend months chasing the wrong path. Built for pre-suit strategy and post-judgment recovery.

  • Property & ownership signals
  • Entity affiliations & relationships
  • Actionable leads for enforcement
Explore Asset Investigations
Case Timelines & Visual Exhibits

Case Timelines & Visual Exhibits

Turn complex facts into a clean narrative. Perfect for mediation, demand packages, motions, hearings, and trial prep.

  • Chronologies that “click” fast
  • Visuals that support persuasion
  • Exhibit-ready formatting
View Timeline & Exhibit Work
Judgment Viability Analyzer

Judgment Viability Analyzer

Run a quick pre-analysis before investing serious legal spend. Get an instant scorecard with risk flags and next steps.

  • Recovery likelihood scoring
  • Fraud / evasion indicators
  • Recommended next actions
Run the Free Analyzer

Judgment Recovery Services Request

This form is used when you are seeking to engage National Investigative Services to pursue recovery of an existing judgment through investigative and enforcement support.

Submissions are reviewed by our team to determine:

If your matter is a good fit, NIS will prepare a Judgment Recovery Proposal outlining recommended actions and associated costs.

Note: If you are unsure whether recovery efforts are likely to be productive, you may wish to begin with our Judgment Viability Analyzer, which provides a preliminary, non-engagement assessment.

Judgment Interest Calculator

Estimate accrued post-judgment interest using a simple annual rate and a date range. (This is an estimate for planning—confirm statutory rates and calculation method for your jurisdiction.)


Results

Days:

Per-Diem:

Interest Accrued:

Total (Principal + Interest):

Tip: Use the per-diem figure for demand letters and payoff discussions.